Accessibility Tools
RENU is a statewide residential loan program sponsored by Collective Clean Energy Fund, in partnership Colorado-based credit unions. It makes home energy upgrades easy and affordable by offering low-cost, long-term financing for energy efficiency and renewable energy improvements. Click below to access the RENU program.
offers Green Lending programs including home equity or line of credit loans as well as reduced interest rate loans for electric vehicle purchases.
offers personal home clean energy lending, including secured and unsecured loans, and lines of credit to members of the credit union. 1 to 20 year loans range from $1,000 to $90,000.
is collaborating with Solar United Neighbors (SUN) to support SUN’s Colorado-based Solar Co-op programs to provide a Solar Equity Loan (SEL) product. CCEF assists participating Solar Co-op homeowners with low-cost financing for rooftop solar.
CCEF also offers a Clean Energy Affordable Housing Fund for multifamily and single family residential units serving occupants at 120% AMI. Eligible projects include improvements that result in reduced utility costs, reduced GHG emissions, increased electrification or electrification-readiness or an increase in Solar PV. Loans offered at low, fixed interest rates.
Tri-State and Collective Clean Energy Fund (CCEF) have partnered to offer an Electrify and Save On-Bill Repayment program – a unique financing program by which a consumer may elect to install a new home energy upgrade at no upfront cost and repay the cost of the measure via a voluntary tariff (or charge) on their monthly utility bill.
CCEF, as the Program Administrator, pays the full cost of the program upfront and in turn households will repay that cost over an agreed-upon timeframe through monthly utility bill, which is then remitted to CCEF.
Eligible measures under this program include heat pumps, heat pump water heaters, air sealing and insulation, high efficiency doors and windows, and qualifying electrical upgrades and EV chargers.
Approval to participate in the program is verified by an applicant’s bill pay history, meaning a household’s ability to participate is not tied to income or FICO score. Consumers must be a Member of a participating electric cooperative (see list here) that is offering the on-bill program to their Members and must work with an authorized contractor to complete their installation.
Importantly, because this is a “tariff-based” financing program rather than a traditional consumer loan, the repayment obligation is tied to the property location. As such, there is the ability for the repayment obligation to transfer should the ownership of the household change. A form is filed with the county disclosing the repayment obligation to any potential new occupant of the household and is removed upon full repayment of the installation cost. Consumers also have the ability to prepay their project at no additional cost.
offers a variety of options, including lines of credit and personal loans for solar project and home improvement financing.
offers housing repair loans and/or grants to help repair, improve, or modernize your home. Loans up to $20,000 are available at a 1% interest rate with a 20-year term. Grants are available for homeowners 62 years or older and are for health and safety issues.
Individuals must own and occupy your home and meet income and credit requirements to be eligible.
These USDA loans can be made for repairs such as roof replacements, plumbing, heating and electrical work, weatherization, adding accessibility features, flooring and other improvements.
runs a low-cost fixed rate energy efficiency and solar enhancements on-bill lending program through La Plata Electric Association (LPEA). LPEA members in La Plata and Archuleta Counties may qualify for on-bill financing.